What Is Muscle Car Insurance?

By Criag Lipper

Muscle car is an expression which refers to a high performance vehicle. Normally, the cars made in America, South Africa and Australia during the sixties and seventies were termed as muscle cars. These types of cars are usually mid sized cars which have a powerful engine of V8 type. Muscle cars are generally used for racing in streets and drag racing. These cars are purposely tailored for superlative performance and high torque.

Some of the very famous muscle cars are Plymouth Road Runner, Chevrolet Chevelle, Pontiac GTO, Dodge Superbee, Chevrolet Chevelle, Dodge Daytona, Mercury Cougar etc and the list goes on. A few modern day muscle cars are Chevrolet Impala SS, Dodge Charger Daytona, Mercury Grand Marquis, Ford Terminator SVT Cobra etc.

Car insurance policy for muscle car is not same as conventional car insurance. In general, the conventional car insurance companies won't offer insurance policies for these types of cars. Even if they offer the policy, they can charge very high premium amount. Therefore, it is necessary that you get the car insurance from a good and established agency which provides muscle car insurance.

Some of the factors which you should remember while finalizing an insurance agency for your special car are mentioned below. Does this agency specialize in muscle car insurance? Whether the agency provides stated car value or agreed car value? Generally, the muscle car insurance companies and customers will agree upon a value of coverage for the car depending upon various guidelines. Does this agency require an independent appraisal of the car? What are the clauses regarding deductibles and liabilities? Is there any mileage restriction on the car per year? Who else will be able to drive the car? Are there any limitations for modification? Does the agency provide any discounts on safety features in the car? What is the policy on roadside help? How reliable is the customer care, payment procedure, claim procedure etc.

The best way to find a good muscle car insurance company is to do some research on internet. You can get reviews from existing customers, compare terms and conditions, get quotes etc easily sitting at home. - 29952

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