Whenever you call an auto insurance agent to check on the price of insurance, he gives you an auto insurance quote. This quote is his best guess or estimate of what you will pay to an insurance company for the coverage needed for a six month term or a one year term.
Whenever you give your information to an insurance agent, whether is be online, by the phone or in person, the agent will enter that information into a computer which is connected to the company that he represents. If the agent is an independent agent, he may represent several independent auto insurance companies. An independent agent insurance agent may seek quotes from several companies in otder to offer you the best rates.
Remember that the number given is a quote, your actual policy could cost more or less. The fact that agents are now online with the companies they represent makes the quotes much closer to the actual price you were quoted. If you have been very careful with your use of the automobile, you can save a lot of money over the life of only one vehicle.
There are many things that can affect the price quote that the agent will give you.
Your age is a large factor in the price you pay for insurance. If you are under twenty-five years of age you will pay more for insurance that someone with the same driving record as you who is forty-five. Part of the reason for this is that you are more likely to be involved in an accident than someone who is forty-five, simply because you lace his experience. In addition, if you are a male under twenty five, you will pay more than a female under twenty-five. Statistically, males under twenty-five have more accidents.
You will even pay more for insurance if you have allowed your policy to lapse for more than thirty days.
Insurance can be a large expense. Safe driving keeps your costs down when seeking an auto insurance quote - 29952
Whenever you give your information to an insurance agent, whether is be online, by the phone or in person, the agent will enter that information into a computer which is connected to the company that he represents. If the agent is an independent agent, he may represent several independent auto insurance companies. An independent agent insurance agent may seek quotes from several companies in otder to offer you the best rates.
Remember that the number given is a quote, your actual policy could cost more or less. The fact that agents are now online with the companies they represent makes the quotes much closer to the actual price you were quoted. If you have been very careful with your use of the automobile, you can save a lot of money over the life of only one vehicle.
There are many things that can affect the price quote that the agent will give you.
Your age is a large factor in the price you pay for insurance. If you are under twenty-five years of age you will pay more for insurance that someone with the same driving record as you who is forty-five. Part of the reason for this is that you are more likely to be involved in an accident than someone who is forty-five, simply because you lace his experience. In addition, if you are a male under twenty five, you will pay more than a female under twenty-five. Statistically, males under twenty-five have more accidents.
You will even pay more for insurance if you have allowed your policy to lapse for more than thirty days.
Insurance can be a large expense. Safe driving keeps your costs down when seeking an auto insurance quote - 29952
